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Phoenix

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Posts posted by Phoenix

  1. Didn't know quite where to post this, but here's as good as anywhere.

    Clearing out some junk in the garage and found some random pages from the Derby Telegraph dated September 1st 2020. Strange, as I've never bought a copy in my life, living in Leicestershire. I think it was from some packing in an eBay parcel.

    Anyway, under a heading about 'Balance' I found this article, too physically large to scan, I had to crop bits off it. Sorry it's a bit crumpled.

    Rams_2020.jpg

  2. 23 hours ago, ariotofmyown said:

    Someone should form a club called London Town and wait for some rich fool to invest millions.

    Well, there's a club in the 'Combined Counties League Division One' (Step 6) called London Colney, with an average home attendance of 20. Ripe for investment I'd say.

    Same league, Amersham town, runaway winners with 111 points from 42 matches only averaged 67.

  3. On 30/04/2024 at 11:53, i-Ram said:

    This is a very funny thread, although brings back some bad memories of my own.

    I took my kids to Butlins Minehead just after I broke up with the first Mrs I-Ram, so 20 years ago. I paid for a ‘Silver’ chalet, as Gold was too expensive. Jesus what a s******* it was. Mouldy shower, terrible dirty paintwork and carpet, and mattresses that when uncovered looked like they might have at some stage been used in an autopsy. It did make me wonder what you got for Bronze, presumably something akin to Alexei Navalny‘s final cell. I did get a discount after much discussion, and me sharing photos with them as to what I was going to send to the press, but we left on day 4 of 7 anyway. After 4 days of a nauseating and annoying young Stephen Mulhern, my ex-wife didn’t seem quite as bad after all.

    I think it's gone downhill from there, not to mention the bed bug crisis.

  4. 2 hours ago, Rich3478 said:

    Was literally thousands of people as well, all ages, kids too! 
    No harm done at all

    Ref blew early but think could’ve played the last two minutes.

    Hope the EFL doesn't take a leaf out of Basketball Ireland's book.

    https://edition.cnn.com/2024/04/03/sport/irish-basketball-quarterfinal-match-replay-spt-intl/index.html#:~:text=On March 27%2C the NAC had ruled the,will be replayed at some point this week.

  5. 1 hour ago, Elwood P Dowd said:

    Personal tax allowance is frozen until 2028 😩

    I was alway very careful to provide for my old age, it was the tax efficient thing to do, I never factored in that they would freeze the personal tax allowance.

    Me too. I actually worked in the Company's Pension Department so I always considered myself savvy with regard to my own pension.

    Of course, while we bemoan the grasping hands of the current government, let us not forget that bundle of laughter, Gordon Brown. At a single stroke, in his first budget after becoming chancellor of the exchequer, he eventually obliterated company pension schemes by withdrawing the tax credits on dividends to a tune of £5 billion a year. That's £5,000,000,000. It's estimated that this has now taken about £250 billion out of company pensions, over 20 years.

    Of course, what few company pension schemes are left hold hardly any British shares, so that particular cash cow has gone to the knacker's yard.

  6. What I find infuriating is that the basic tax relief for us ancient crincklies hasn't changed in years, and isn't likely to for a while. The state pension is not taxed at source and is set against the basic tax allowance. It has now risen to the point that it now exceeds the tax allowance.

    The effect of this is that I am now on a K tax code, i.e., negative tax relief on my company pension.

    Happy days. Enjoy your retirement.

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