Stive Pesley

I struggle to understand why we make it so easy for landlords to own so much property. Hard to see what real benefit having loads of private landlords has.
I guess a big change in rules would cause an immediate shock to the housing market, that may have unintended consequences.
Perhaps regularly increasing taxation on earnings of 2nd properties could do the trick, with much more aggressive tax where multiple properties are owned.
All those empty properties owned by foregin investors too. Surely that is easy to sort out as well?

It is indeed nuts. My eldest is 26 and has been in the same steady job since he was 18. As he doesn't have a partner the bank won't lend to him at the level he'd need to afford a house. Even though his mortgage would be less than what he's been paying in rent for several years
 
 

The housing situation is disgusting at the moment. 
I left home at 18 in the mid 90's, and even as a poorly paid manual worker I could just about manage a mortgage on a 3 bed semi with my then girlfriends wages. 
No chance of that happening today, my lads 22 and is in a similar position, but despite 6 years of savings he's nowhere near being able to move into a home of his own. 
Buy to let has completely distorted the market, alongside the lack of new stock.
I know steps have been taken to make BTL less attractive, but these steps have just made it slightly harder to be a new landlord, rather than discourage the practice altogether. 
For me it's simple, you own one house you actually live in, and no more.
Let investors risk their money on the stock market, or other Investments, and let property be the essential thing we live in, not an asset to be plundered.

Feels like I've waited a long time for this so allow me a moment

people=people

Feels like I've waited a long time for this so allow me a moment

Been doing it awhile (71 days it says)
I don't get the competitiveness and the constant need for people to share their daily scores online
It's literally a guessing game and your daily score is always one of chance dependent on how many letters you get right on the first 2 gos, In the end it only really tests how many 5 letter words you can think of. 
I'd be interested to look at the average distribution of scores after 100 games. As it stands I have scored 5 the most (23), then 3 (20) and then 4 (14) with only 8 going to 6 guesses and 5 flukey 2s
I suspect most people's distribution will be similar

I’m missing something here. If it’s been surpassed twice, how is it a record?

https://www.patreon.com/ReluctantNicko

It's pathetic - one of the most senior sports "journalists" in the country, and he feels the need to start a private Patreon service to feed even more gossip to sportsfans who are stupid enough to pay him for the privilege. Stuff he hasn't the balls to say in public, but will happily get paid to foist it on morons
I hope this backfires on him spectacularly and he gets sued for breaking an NDA somewhere

https://www.patreon.com/ReluctantNicko

https://www.patreon.com/ReluctantNicko

https://www.patreon.com/ReluctantNicko

It's pathetic - one of the most senior sports "journalists" in the country, and he feels the need to start a private Patreon service to feed even more gossip to sportsfans who are stupid enough to pay him for the privilege. Stuff he hasn't the balls to say in public, but will happily get paid to foist it on morons
I hope this backfires on him spectacularly and he gets sued for breaking an NDA somewhere

https://www.patreon.com/ReluctantNicko

It's pathetic - one of the most senior sports "journalists" in the country, and he feels the need to start a private Patreon service to feed even more gossip to sportsfans who are stupid enough to pay him for the privilege. Stuff he hasn't the balls to say in public, but will happily get paid to foist it on morons
I hope this backfires on him spectacularly and he gets sued for breaking an NDA somewhere

It's pathetic - one of the most senior sports "journalists" in the country, and he feels the need to start a private Patreon service to feed even more gossip to sportsfans who are stupid enough to pay him for the privilege. Stuff he hasn't the balls to say in public, but will happily get paid to foist it on morons
I hope this backfires on him spectacularly and he gets sued for breaking an NDA somewhere

Trying to work out possible scenarios here, so bear with me
We know that MM didn't pay the players on at least one occasion, because he was expecting the new owner to be in place - so not inconceivable that he also missed an instalment of his MSD repayments for the same reason.
Curious to know if the MSD loan has continued to be repaid since we've been in Admin, or whether the payments were frozen until we came out of admin? If that were the case, then it may go some way to explain why MM chose to go down the admin route
 
 

Trying to work out possible scenarios here, so bear with me
We know that MM didn't pay the players on at least one occasion, because he was expecting the new owner to be in place - so not inconceivable that he also missed an instalment of his MSD repayments for the same reason.
Curious to know if the MSD loan has continued to be repaid since we've been in Admin, or whether the payments were frozen until we came out of admin? If that were the case, then it may go some way to explain why MM chose to go down the admin route
 
 

Lest we forget the legendary Wardrobe played for England U-19s but later decided that he would much rather turn down the chance of playing up front for the Three Lions in favour of a few Scottish caps. A tough decision for him!
 

I still miss the sausage filter. 
 
it was calming when you saw your ragepost changed to “stop talking bullsausage, you sausage!”

...And if so, can you please post the list on here, so we know what to avoid!     ? 
 
 
 

With the points deduction I think it could be interesting. I think my big takeaway this season is that having teams with deductions is spoiling it somewhat. Not just for is, I mean the competition as a whole. Maybe it’s ok when everyone have something to play for, like mid season and with Sheff Wed last year, but like now there are nearly 10 clubs that it’s more or less decided for with 6 or more games to go. So we have teams that aren’t playing for anything against teams scrapping relegation or sneaking into the play offs with 18 points still up for grabs. 
It’s worth bearing in mind that we can see clubs now doing exactly what we did trying to reach the play offs and clubs spending their parachute money not achieving promotion, it’s quite likely other clubs are gonna be caught through ffp or even have to consider administration so we could be looking at season after season being disrupted by points deductions in the championship.
It wouldn’t surprise me if the EFL become very reluctant to keep handing out deductions and look at other solutions, which is probably what is happening with us now for next year that they will look at another way to hand out a punishment. The only issue is how would Derby feel if the rules change after the couple of seasons we’ve had to endure? Not to mention Bury and Macclesfield.