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admira

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  1. COYR
    admira got a reaction from The_Sheriff in Rams supporting Budgie   
    https://www.bbc.co.uk/news/av/uk-england-derbyshire-68891288
  2. Clap
    admira got a reaction from Boycie in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  3. Haha
    admira got a reaction from Stive Pesley in Retirement thread   
    Easy - I'm a council worker! 
  4. Haha
    admira reacted to Anon in A new daily game. Name the current or ex Ram from the clues   
    We got rid of him too soon...
     
  5. Like
    admira reacted to Tamworthram in Retirement thread   
    I retired early a couple of years ago and I know it's an old cliché but I'd say make sure you keep busy.
    Most of us dream of doing more travelling which may happen but is probably only going to occupy you for a few weeks of the year. Similarly with hobbies. You're not likely to spend as much time as you think on hobbies (in my experience).
    So, the way I keep busy is to volunteer as a trustee for two charities (Citizens Advice and a local grade 2 listed building and it's estate) and as a business advisor with a nationwide sporting charity. This enable me to still do the type of work I quite enjoy, finance, governance, business planning and project management (financial not building related) without committing to which days I work (other than attending meetings of course). Believe me, most charities are crying out for trustees.
  6. Like
    admira reacted to Ram-Alf in Retirement thread   
    As Reg has said...put away as much as you can afford, But, You have an age before you retire, My guess mid 70s at the rate things are going, We paid our mortgage off 6 years early and I whacked a load of loot into my RR...AVCs(advanced contributions)
    Will a government pension be available when you retire 🤷‍♂️, I've told both Son and Daughter to plough in as much into their private pensions as they can afford.
    If you do it right...you'll be OK...I hope...all the best Scott
  7. Haha
    admira reacted to Elwood P Dowd in Retirement thread   
    I've bee retired over 10 years now, with my hobbies, the garden, house jobs,  my wife's jobs, holidays, Children, grand children, great grandchildren, there's not enough time in the day.
    Work was highly over rated I don't miss it one bit, it always got in the way of my hobbies.
    @admira In my experience you will soon find there are not enough hours in the day, retirement is not all comfy chairs and a nice nap in the afternoon😂 ...................well not very day.
  8. Clap
    admira reacted to Mucker1884 in Retirement thread   
    At 61, my life is very much geared to a happy/successful retirement... Marriage and hobbies in particular, but also health, social life, family etc. 
    The problem for me lies solely on the financial side.  All the above can only continue with my current income (and a bit of savings), so I really don't envisage retiring any time soon!
    (House is basic at best, but has been long paid for, and tidy enough, so we have that security at least, I guess.)

    I was always very blasé about private pensions etc... In truth, with my family history/genes, I truly didn't expect to be here this long!  (Both mum & dad failed to reach their 50's!).  Just my luck I'm as fit as a fiddle!  🤣
     
    Hey.  I'm very much a "Take each day as it comes/what will be will be" kind o' guy, and that ain't gonna change now, so I'll plod on, and see what happens.  
     
    Best of luck to all of you who have retired recently and/or are about to. 
    I won't call you lucky, as I'm sure you've earned it, but I won't deny there's a teeny bit of envy/regret creeping in now I'm almost "at that age"! (But only on this subject... no regrets elsewhere!) 
    Enjoy... yer owd buggers!  😁🍻
  9. Clap
    admira reacted to Reggie Greenwood in Retirement thread   
    Put as much as you can afford in and then pray Liz Truss doesn’t become PM again 
  10. Like
    admira reacted to Eddie in Retirement thread   
    I packed it up just before my 65th birthday.
    A couple of months later, I was at a dinner in Brizzle (a few beers beforehand in the Strawberry Thief, which might explain things) and I allowed my son's boss to persuade me to work for him as a PCI Compliance consultant/Business analyst on a part-time basis. I gave it 4 years then knocked it on the head again, and finally properly retired a couple of years ago.
    I now spend my time watching the rain at the County Ground.
  11. Like
    admira reacted to Reggie Greenwood in Retirement thread   
    You might have to connect with like minded Rams fans as well 😱
  12. Like
    admira reacted to Day in Retirement thread   
    Happy Birthday, good luck getting 68 candles in a cake, will have to turn the smoke alarms off if you manage it!
  13. Haha
    admira reacted to Day in Retirement thread   
    Just got in, opened Instagram, top post he’s at another gig. Most active pensioner going 😂
  14. Haha
    admira reacted to ketteringram in Retirement thread   
    Indeed. Not sure how @admira fits work in. He's like the polar opposite to me. Don't collect anything. Don't do holidays. Zero social life. No desire to change any of those 😀
  15. Like
    admira got a reaction from EtoileSportiveDeDerby in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  16. Like
    admira got a reaction from TimRam in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  17. Clap
    admira got a reaction from ariotofmyown in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  18. Like
    admira got a reaction from sheeponacid in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  19. Like
    admira got a reaction from Ewe Ram in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  20. Cheers
    admira got a reaction from NG2Ram in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  21. COYR
    admira got a reaction from Reggie Greenwood in Match Thread: Carlisle United (h)   
    Carlisle away record this season:
    W4  D3  L15 
    Won: Bolton, Burton, Peterborough, Cheltenham.
    Drew: Stevenage, Lincoln, Fleetwood.
    Lost: Oxford, Port Vale, Wycombe, Portsmouth, Cambridge, Reading, Blackpool, Wigan, Exeter, Barnsley, Orient, Bristol Rovers, Charlton, Shrewsbury, Northampton.
  22. COYR
    admira got a reaction from NOTSA74 in Retirement thread   
    Moving from my lifelong home in Suffolk to Derbyshire to be nearer our team is on the agenda for next year.
    I might have to learn to speak to strangers though, not natural behavior in these parts!
  23. Cheers
    admira got a reaction from Caerphilly Ram in Match Thread: Carlisle United (h)   
    Carlisle away record this season:
    W4  D3  L15 
    Won: Bolton, Burton, Peterborough, Cheltenham.
    Drew: Stevenage, Lincoln, Fleetwood.
    Lost: Oxford, Port Vale, Wycombe, Portsmouth, Cambridge, Reading, Blackpool, Wigan, Exeter, Barnsley, Orient, Bristol Rovers, Charlton, Shrewsbury, Northampton.
  24. Like
    admira got a reaction from uttoxram75 in Retirement thread   
    3 more days for me and then I'm done; giving it all up at 58 so a fair few years early.
    Any tips and advice from those that have done it? I've worked full time since I was 16 so I know it's going to be life changing but unsure what to expect!
  25. Like
    admira reacted to Reggie Greenwood in Retirement thread   
    I am 64 and told my bosses yesterday that I will retire on the 31st of Jan next year. Sorting the finances with my advisor in July. Won’t have a fortune but should be comfortable. 
    Not really decided how my time will be filled but with Partner , Grand Kids , probably spending time watching cricket at Derbyshire in the Summer , the Rams in winter ,  connecting with mates seeing bands plus being able to get more time listening to my vinyl I’m sure I’ll be ok. 
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