jono Posted November 22, 2016 Share Posted November 22, 2016 29 minutes ago, Phoenix said: Have you noticed the interest rates some of these loan sharks charge? Tiny blurred print at the bottom of the screen. Some of them are 5,000% or even 7,000%. Eye-watering. I like a relatively free market, I often think we should carry more responsibility for our own decisions, choices or whatever but loan sharks are exactly what they are Sharks. They prey on the vulnerable. Loathsome companies. It is somewhat amusing in a black humour sort of way that the odious Oystons in Blackpool had Wonga as sponsors. Poisonous businesses run by morally bankrupt people. there is some more regulation now but we, as a society, need to keep the pressure up until they are outlawed. Animal is a Ram 1 Link to comment Share on other sites More sharing options...
Gritstone Ram Posted November 22, 2016 Share Posted November 22, 2016 1 hour ago, Tony Le Mesmer said: My house backs onto that bypass. There were vehicles queing Chez bound until 9pm! What is it that floods is it the river? Link to comment Share on other sites More sharing options...
Tony Le Mesmer Posted November 22, 2016 Share Posted November 22, 2016 10 minutes ago, Gritters said: What is it that floods is it the river? It's spiral brook. It is sort of a river only smaller and it's about 20 yards from my front door. Fortunately for me the farmers fields opposite lie below the level of my drive so therefore it's always the fields that take the hit and I have always got away with it up to now. Thing is though the brook torrents downstream and down towards hornsbridge where I would imagine it's quite powerful with the volume of water and of course the road under the railway bridge is a dip. Then you get flooding. It's always happening. I'd say 2,3 ,4 times a year at least. Link to comment Share on other sites More sharing options...
Mostyn6 Posted November 22, 2016 Share Posted November 22, 2016 15 minutes ago, Gritters said: What is it that floods is it the river? water Chester40, Gritstone Ram and Tony Le Mesmer 3 Link to comment Share on other sites More sharing options...
Tony Le Mesmer Posted November 22, 2016 Share Posted November 22, 2016 There is also a river down that way too which meets up making it worse. Link to comment Share on other sites More sharing options...
Gritstone Ram Posted November 22, 2016 Share Posted November 22, 2016 40 minutes ago, Mostyn6 said: water Ah thanks for clearing that one up for me. Link to comment Share on other sites More sharing options...
Tony Le Mesmer Posted November 22, 2016 Share Posted November 22, 2016 1 hour ago, Gritters said: Ah thanks for clearing that one up for me. Earlier I said it was Spiral Brook. Typo sorry. Meant to say Spital Brook. Link to comment Share on other sites More sharing options...
Stive Pesley Posted November 23, 2016 Share Posted November 23, 2016 57 minutes ago, jono said: Payday loan companies are just fundamentally evil. Even if you are an economically right wing conservative. It's about common decency which has nothing to do with which wing of the political spectrum you are on economically I only partially agree. Playing devil's advocate here - if you are a right-leaning advocate of free market capitalism, it is difficult to argue that they aren't just an excellent example of someone providing high value, high demand goods and services at the maximum profit margins that the market will sustain. If there was no market, then they wouldn't exist. The fact that such a market exists is a construct of society and they are exploiting it. No different to the rest of the free markets. But as you point out, even the most ardent Thatcherites would have a hard time condoning their business model. Suggesting that even Tories have a red line when it comes to shafting the poor Link to comment Share on other sites More sharing options...
Wolfie Posted November 23, 2016 Author Share Posted November 23, 2016 Words that are spelt totally different to how they sound. I just can't read "quay" as "key". I read is as "kway" and then have to correct it in my head. Loads of names that I have the same issue with. How does Dalziel end up as sounding like DL?. Chester40 1 Link to comment Share on other sites More sharing options...
Ewe Ram Posted November 23, 2016 Share Posted November 23, 2016 people who's default is to get angry as a form of defense. Someone ranted at me yesterday saying I was being rude to them when all I said was 'you need to listen to these instructions'. How the f is that rude?? Link to comment Share on other sites More sharing options...
Mostyn6 Posted November 23, 2016 Share Posted November 23, 2016 52 minutes ago, Wolfie said: Words that are spelt totally different to how they sound. I just can't read "quay" as "key". I read is as "kway" and then have to correct it in my head. Loads of names that I have the same issue with. How does Dalziel end up as sounding like DL?. place names are worse. Belvoir = Beaver! Link to comment Share on other sites More sharing options...
Animal is a Ram Posted November 23, 2016 Share Posted November 23, 2016 14 hours ago, jono said: I like a relatively free market, I often think we should carry more responsibility for our own decisions, choices or whatever but loan sharks are exactly what they are Sharks. They prey on the vulnerable. Loathsome companies. It is somewhat amusing in a black humour sort of way that the odious Oystons in Blackpool had Wonga as sponsors. Poisonous businesses run by morally bankrupt people. there is some more regulation now but we, as a society, need to keep the pressure up until they are outlawed. http://www.independent.co.uk/news/uk/politics/top-tory-funder-runs-high-cost-loans-company-8656356.html Two of the bosses - Beecroft of Wonga, and Angest of Everyday Loans - are massive Tory donors. The latter even provided Cameron with a £5m overdraft, at 3.5%. Something something political elite mattylad and Mostyn6 2 Link to comment Share on other sites More sharing options...
jono Posted November 23, 2016 Share Posted November 23, 2016 13 minutes ago, Animal is a Ram said: http://www.independent.co.uk/news/uk/politics/top-tory-funder-runs-high-cost-loans-company-8656356.html Two of the bosses - Beecroft of Wonga, and Angest of Everyday Loans - are massive Tory donors. The latter even provided Cameron with a £5m overdraft, at 3.5%. Something something political elite For me it has nothing to do with party politics. Or any individuals economic credo. There are bad people who will try and curry favour from whoever is in power. The left and the right have each got their hangers on and sleeze balls who use different methods to gain influence Payday loan companies are just fundamentally evil. Even if you are an economically right wing conservative. It's about common decency which has nothing to do with which wing of the political spectrum you are on economically WhiteHorseRam 1 Link to comment Share on other sites More sharing options...
Stive Pesley Posted November 23, 2016 Share Posted November 23, 2016 1 hour ago, jono said: Payday loan companies are just fundamentally evil. Even if you are an economically right wing conservative. It's about common decency which has nothing to do with which wing of the political spectrum you are on economically I only partially agree. Playing devil's advocate - anyone who considers themselves a right-leaning exponent of free market capitalistm would have a hard job denying that they aren't just providing high-value, high-demand goods/services at the maximum profit levels that the market will support. They have identified a market and are servicing that market in a very profitable way. If the market didn't exist then neither would they. That's the Tory dream isn't it? However, you're right that, in reality, even the most ardent Thatcherite can see that their business model is abhorrent to human decency. Which suggests that even Tories hav a red line when it comes to shafting the poor! DarkFruitsRam7 and jono 2 Link to comment Share on other sites More sharing options...
Angry Ram Posted November 23, 2016 Share Posted November 23, 2016 2 hours ago, Ewe Ram said: people who's default is to get angry as a form of defense. Someone ranted at me yesterday saying I was being rude to them when all I said was 'you need to listen to these instructions'. How the f is that rude?? Sorry Stive Pesley 1 Link to comment Share on other sites More sharing options...
jono Posted November 23, 2016 Share Posted November 23, 2016 I just think Stive it's about the rules of the game. Kicking a man when he's down sort of syndrome. Boxing is a tough game and about one man beating seven shades of whatever out of the other but there's still a ref and there is still a line you don't cross. I have a pet dislike of either side in politics claiming moral high ground. I suppose another way of putting it is what er sport you like its wrong to cheat. Payday loan companies are akin to the players that go down and then clutch their faces wanting the other guy to get sent off. They got the free kick but take more than their due in a contest. Link to comment Share on other sites More sharing options...
Wolfie Posted November 23, 2016 Author Share Posted November 23, 2016 2 hours ago, Mostyn6 said: place names are worse. Belvoir = Beaver! Growing up in the Peak District I used to be amused at the tourist pronuncialtions of villages such as: Calver - should be pronounced Carver Eyam - " " Eeem Edensor - " " Enza Link to comment Share on other sites More sharing options...
Stive Pesley Posted November 23, 2016 Share Posted November 23, 2016 7 minutes ago, Wolfie said: Growing up in the Peak District I used to be amused at the tourist pronuncialtions of villages such as: Calver - should be pronounced Carver Eyam - " " Eeem Edensor - " " Enza Bolsover - Bozer jono 1 Link to comment Share on other sites More sharing options...
Gritstone Ram Posted November 23, 2016 Share Posted November 23, 2016 15 minutes ago, Wolfie said: Growing up in the Peak District I used to be amused at the tourist pronuncialtions of villages such as: Calver - should be pronounced Carver Eyam - " " Eeem Edensor - " " Enza Anneka Rice called Crich Crich too. Link to comment Share on other sites More sharing options...
Phoenix Posted November 23, 2016 Share Posted November 23, 2016 In Leicester there's Groby pronounced Groobeh. And there's Enderby = Ender-bee. Surely it should be En-DERBY. Link to comment Share on other sites More sharing options...
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