SSD

I think one major aspect is living within your means. I appreciate it's really difficult at the moment with costs of every day life. From all the podcasts and books I've read on money over the years, a key theme I see is many rich folks completely cut out "wants" at the beginning. I see so many people who have taken on loans and debt who cannot pay it back quickly and they are stuck with it for potentially decades. I read somewhere in a paper that car loans account over a quarter of the average full time worker's salary for many under 30s. It highlights this desire to buy the newest, shiniest thing. New phone, new car, new clothes etc. I'm not exactly stating this will make you a millionaire. Cutting back on wants, not needs, will always give you more security financially.

Good job that Taylor couldn't score in Bubbles.

CBT you say? Oh wait that's CBD.

I had no issues with him at right back. I thought he did really well, I know he favours a centre midfielder position however he's our 4th best CM as it stands. Another problem is Warne had every intention on buying wing backs in the summer which wouldn't suit Smith's game as a full back. Maybe he thought pushing him back into midfielder was the answer, I just don't think the dynamic of Bird, Smith and Hourihane ever consistently worked. Technically a very good player, a shame we already have two quality technical midfielders at this level.

What gripes me about this awful scandal is people at the top of the tree really think chucking financial compensation at the victims is the way to resolve the problem. Some of the folks affected are mentally ruined or even worse have ended their own lives over this disgusting farce. But here's a few quid to say sorry. Absolutely horrible. This isn't specifically political, it's been happening for decades. Top brass on all sides are terrible at procurement, public money thrown down the bottomless pit. As per usual, they always pick the cheapest option and it doesn't matter about quality of the product. Happens in all sectors. Even in my workplace, once a contract runs out they'll always pick the lowest bidder and then chuck loads of cash at the problem for the next 5 years once it all falls to piece. The difference here is the all parties involved refused to be accountable at it has destroyed lives. These folks were trusted members of local communities ruined by technology which they did not choose and their employer lying about the problems. People within the Post Office should go to prison for blatantly lying to government and their employees but of course that won't happen.

Have special memories of that famous 5-1 win in Germany. My first England match I remember thinking this is why I love football. Never quite achieved what we could have under him but that match will always live with me. Thanks Sven, top man 👏👏👏👏

Classy as ever from that paper....

10pm Monday

Too busy playing Rugby type football on the pitch.... In all seriousness, it's the middle of the winter, we've had heavy rain for the last couple of months. With the budget we have, I'm not surprised the pitch isn't 100%. Until we see a full on mud bath in the 6 yard box and centre circle then the pitch is fine with me.

I remember the video of him joining the club and he looked miserable as anything, he got a fair amount of stick for it. I felt really bad for him. He spent 8-9 months getting back fit for Sunderland, he was one of their best players when they got promoted in League One. He was probably expecting to go straight back into their first team squad. Instead their manager at the last minute tells him sorry, Derby want you on loan and you won't play, pack your bags and off you go. It seemed very rushed. Believe he got told in the morning then drove down the same day to sign on deadline day. Very unfortunate that he got an injury again so soon after joining us. Good luck.

In an era of billionaire football clubs, any trophy is a success in my book. Let's face it, we've got a slim chance of winning the big one again. Fa Cup or League Cup possibly although Man City love winning those domestic cups. Any trips to Wembley I'll treasure, that's why I love football. To win a competition will live in the memory forever. Promotions and Wembley, that's what we remember.

Can understand going to 5 at the back away from home. Leaked in a few goals, no Nyambe. Hopefully this isn't another time where Warne goes back to his beloved system and it's horrible. I think we will breeze through so regardless of players of system, the Rams will get a result.

I've got Netflix, Prime and Disney, cancelled my Sky subscription and just use my smart TV. That's plenty in my opinion. Amazon have seen a business opportunity because they know full well how many people now have a Prime account purely for shopping and who use both TV and shopping. They don't see that many people cancelling subscriptions because they offer way more than just TV. Netflix don't have the same capability to do it. It'll keep shareholders happy.

Witnessed one of the best sporting moments for awhile. It's a joy to watch someone so naturally gifted at a sport. When it looks effortless and they could just play like that all night. Ronnie O'Sullivan with a snooker cue comes to mind. Staggered. He made Rob Cross look like a chump and Cross averaged over 100 himself. He'll win this whole tournament.

Nice one Erik Tenth Hag....

Yellow cards for the home team?

8 unbeaten. Inevitably really. Got to have a stinker every now and then. A shame our goalkeeper and the referee are trying their best to ruin the game. Never mind.

Ermmm..... What.

Those centre halves are superb. I reckon they could do the business next season in the Championship. Great chemistry, chipping in with goals, clean sheets. Fantastic. I thought there was no chance of pushing for automatic promotion and now we've got a great chance to aim for 90+ points on this form. Brilliant turn around by the players and manager. Merry Christmas!

Glad it's gone. Tried to freshen it up and it backfired. Part of me thinks the BBC are getting rid of their old guard who present their shows because they're on a ridiculous wage and it's unsustainable and the other part thinks they're on their crusade to tick boxes and don't actually care how talented someone is anymore. Let's give them a job because we haven't filled out that quota of specific person. Eventually I don't think they'll make shows anymore because they have limited money. It's quite clear they don't give a crap about local radio anymore and it's a great USP. Oh but we need the money to pay for Lineker and Fiona Bruce's ridiculous salary. Most of Netflix now genuinely is just background TV which you put on when family comes around and nobody gives a second look about what's on. It's flooded with some absolutely garbage. There's a gap in the market for BBC to make more low budget quality dramas like a Happy Valley, Line of Duty, Time. If they keep making that kind of show, it'll bring more viewership back to then tell government to give them more funding.

I agree. I want Safe Standing to work however the poor communication really did not help the situation on Saturday. People getting aggressive on the stairs is not what you want to see. How much would it have cost for letters to be sent to all season ticket holders in the South Stand? Explain nice and clearly the procedures that have to take place in accordance with FA regs. Allow more time to get to your seats. I appreciate the club made a video with Owen but I was not clear enough how many times you would be checked. Not enough senior supervisors around on the day either. Poor all round.

I don't think the whole day was particularly great for me. The South Stand checks for a start. I know they have to adhere to FA regulations for a while, hence why it had more security than Guantanamo Bay. It was ridiculously over the top. I know the club did a pre video to let you know changes were happening. I wasn't expecting to be checked three times to get to my standing position and get sandwiched in on a stairwell. The club have made the stand much safer by putting in the rails, to stop people falling over each other, yet we have to block stairwells due to all the silly checks. God forbid if there was a fire, no way would you get out quickly. Surely it was more dangerous before? Absolutely bonkers. Hopefully this will be done by Christmas or more people will get annoyed. The match itself. Typical dirty away team. All the dark arts, made more difficult by the silly yellow cards we picked up in the first half. I know the ref didn't have a good game, we made her make more decisions by putting in stupid tackles, knowing full well Wycombe were making a meal of it. Terrible game management in midfield, in particular from Hourihane. Lovely bloke but he will not be missed next season. Wants to sit in and pretend he's Pirlo, spreading Hollywood passes. Get more involved in the game. Wycombe doubled up out wide and sussed us out very quickly. Not enough play through the middle, shock horror. However, we could have easily lost the match too. A point was fair. 5 wins in a row previously, difficult to keep it up. A draw is disappointing but we're still in a good place to push up the league. Get a good result vs Lincoln then this will be forgotten about. Not too concerned, we was due a bit of a stinker.

Safe standing... What a joke this is today.