LesterRam

45 minutes ago, Wolfie said:

...which will add about £1.90 to the average car insurance premium per year.

Yes but from 3.0% to 9.5% in twelve months is bordering on insanity, your just driving insurance companies to tax havens en masse, I can't compete with foreign based insurers .larger insurers will use pointless add on cover to maintain profits or lose employees.

1 hour ago, StivePesley said:

A further 0.5% just announced

yes easy target, that will lose the government even more revenue, more insurance companies will flee heavy taxation.

19 minutes ago, Animal is a Ram said:

Can anyone recommend me a car? I've started driving more as part of my job, want something a bit more efficient than my current car. Got a people carrier at the moment, which seems daft considering its me in the car most of the time. Do want some practicality though, being a scout leader..

No such luck for a company car, too young for the insurance.

Ideally a 5dr hatch or smaller saloon, not French (not racist, just bad experience with a family Renault), manual, and probably diesel.

 

 

I have heard good things about Hyundai/Kia vehicles, reliability and driveability and fantastic deals on finance at the moment, might be worth looking at, the common rail diesels which are terrific engines and pull like a train.

8 hours ago, RicME85 said:

Motability

Oh that doesn't count, you pay through you disability allowance 

35 minutes ago, Mostyn6 said:

just had to shell out best part of £900 after the turbo went on my BMW E46 320d.

I love the car, so had to shell out. Feel a bit gutted now though! 

Lucky the turbo didn't take out your engine.

2 hours ago, RicME85 said:

I pay no insurance on my 1.6 Qashqai 

Ghost cover or motor trade insurance ?

Car insurance is going up shortly, maybe send a nice email to Mr George Osborne courtesy of the treasury, in six months IPT has gone from 3% to 9% to even higher if stories are true.

21 hours ago, kash_a_ram_a_ding_dong said:

http://

 

saab 93 aero with hirsch upgrades......nippy and comfortable

Can't stand Vauxhalls 

anyone played the latest ping pong, the graphics are intense and the developers must have worked tirelessly for many years.

You can buy SAD lights for your light fitting now, these low energy lights do nobody any favours, it's not worth the yearly 2p saving. 

2 hours ago, Mostyn6 said:

as the person who started the thread, within a few days I was feeling that much better, that I started to feel guilty, like an attention seeker, which then made me feel bad again and worried what people think about me. 

I think a lot is to do with realisation. Once I realised that I shouldn't care, and that only a few people on this forum have met me, that feeling subsided, but I still wondered if I'd stirred up emotion in some people.

Reality is, this forum is awesome and made me feel a hell of a lot better about life, it's also pointed out something that I hadn't realised, my misery or low feeling got worse as my exercise decreased. Like I say, realisation is a massive thing.

Friends made me involved in things over the break, so I didn't have much time to wallow in self pity.

yep same here, I try and split my day into quarters and try and get a swift walk around the village before going back to work, recently though with the christmas break and kids off my work/break is out of kilter and mood is dropping, fecking weather doesn't help.

les miserable, what a load of *****, they even sang about going to have a dump.

well my old dear bless her had vascular dementia which is closely resembles alzheimers, she was present but only in body, her mind had completely gone and stopped eating due to losing the ability to swallow (no reflex), my dad struggled for two years before having to put her in a home and she fell away very quickly and finally passed weighing five stone, she went in the home weighing approximately twenty stone.

when my dad had recovered from all this trauma and the dislike of living alone he decided to move into a house with a close female friend and she started showing symptoms of dementia, unfortunately my old man passed away last year and this will be the first year I don't have him for Christmas dinner, blessing he didn't have to cope too long with someone else with dementia.

only good thing is I can return to Malta next year now both my parents have gone.

2 hours ago, Phoenix said:

Bit reluctant to post on this topic as it's had a disastrous affect on my wife's family, and doesn't really offer much in the way of solace.

My step-son had been acting oddly for years. He'd dropped out of Uni and we didn't know for 18 months. He was sleeping in some mates spare room, and had developed a gambling habit, spending any money he could put together into one-armed bandits.

He seemed to snap out of that and got a decent job. However, it eventually became apparent that he was suffering from paranoid schizophrenia and severe depression. The doctor who eventually made the prognosis was totally convinced it was due to smoking canabis in his teens. Anyone who tells you it's harmless is a prat.

Eventually he couldn't hold a job down,he thought everyone was talking about him and 'sniffing' him. He became completely delusional, but with lucid spells.

He was treated with various ant-psychotic drugs, but he suffered a reaction with some of them, one nearly killing him when he went into convulsions. It took 3 doses of antidote to bring him back. On two occasions he went missing for days on end and was sleeping rough. His 'voices' told him it was a task to be accomplished as a 'punishment.

About 5 1/2 years ago he agreed to be admitted as a voluntary patient at the infamous Bradgate Unit at Glenfield, Leicester. (Lester ram will probably know of  it's notoriety and inefficiency). As he was voluntary, he was allowed to go out for walks.

One day, he went out and tried to throw himself in front of a lorry. The lorry driver swerved and avoided him, then phoned the police.

Before they could get there,he'd tried twice more, the third time being hit by a car doing 40 mph. Unfortunately (I use the word humanely) he survived, and has lived the rest of the time in a virtually vegitative state, paralysed, but with Locked-in syndrome. He still suffers from schizophrenia. He has a permanent trachy, and is fed by a tube into his stomach.

His only communication with the outside world is by raising his eyebrows, so he can spell words if you work your way through the alphabet with a piece of card with the letters written on.

My wife does the 40-mile round trip to Loughborough twice a week, and has done for 5 1/2 years (she's there now, it being his birthday, hardly a joyous occasion).

How much it's cost the NHS to keep him alive is anydody's guess. Don't get me started on do-gooders who say 'everyone has a right to live' (even if  it's in no-one best interests).

That doesn't really help anyone I suppose, but there's always someone out there to help, if you seek it, and there's always someone worse off than yourself.

Well, I've got that off my chest, but I can't say I feel any better for it.

 

That brought a tear to my eyes mate, we have heard chronic stories about the Bradgate team and like you my brother in law was a human guinea pig and convulsed due to incorrect dosage on medication, the NHS is failing all mental health and further cuts to come its a terrible and still misunderstood disease.

We have heard that this part of glenfield hospital is finishing, it's surely not fit for purpose.

good post, working online is notorious for depression and I have now been online my entire adult life and mostly on my own, if I can give advice on what I have found out with trial and error...

never use any device, laptop or anything that radiates light an hour before going to sleep, something about the blue light removes melatonin which enables you to sleep.

buy a sad lamp, they do work.

regular exercise, just go and take a brisk walk.

talk to colleagues and try and keep it upbeat.

never take work home with you, leave it in the office.

I can talk but if I have a lot of work on I will break all these rules and my mood deepens, probably hence my negative posts

hope your ok Mostyn and please try my ideas mate because this is 20+ years research that works for me.

watched 13 sins last night, If you like the SAW films this is one for you, not a bad plot really and can see the story continuing.

debbie does dallas XII, nothing on the original and dallas has lost some inches

American Hoist, ****

the spelling of Breitling is wrong

I sold some watches on ebay the other day, what a load of *****, sold 3 of them about £1500/£1700 a piece and I was charged £170 sellers fee per item and £50 paypal, are they taking the Michael with the pricing structure or what !!!

Maserati sold for £35000 = sellers fee = £30

Watch sold for £1500 = sellers fee = £150

liberties...

I love international watch company, they are a nice watch, bit pricy though !!! I used to have a nice one similar to that one in the link but swapped it for about ten trench watches.

I though that behind the bezel was wood, I should have gone to specsavers !!!

problem I have is I can only wear mid size watches, I have skinny wrists so Breitling's are out the question, they look like clocks on my wrist

I have also been bitten by scam merchants in this game, try and buy from dedicated antique online auction sites, you have recourse if the goods are fake, read the description carefully and keep away from watches that state "watches like omega" or " no guarantee"

I purchased a so called genuine " cartier ladies cocktail watch" from ebay and when I opened the back it was a fake Chinese import, the photos on the listing were of a different watch, ebay couldn't give a left testicle so I smashed the watch into bits and sent it back through the post.

what are you listening to ?

negative rams fans, you ?