mwram1973 Posted February 8, 2016 Share Posted February 8, 2016 I drive a Mazda 6, aesthetically I love it 1.8 petrol. Hasnt got much poke though. Would love an American classic, hopefully one day!! AmericanRam 1 Link to comment Share on other sites More sharing options...
McRainy Posted February 11, 2016 Share Posted February 11, 2016 Y reg Ford Galaxy with the seats taken out. Poor girl's camper. loweman2 1 Link to comment Share on other sites More sharing options...
bigbadbob Posted February 11, 2016 Share Posted February 11, 2016 5 hours ago, Lambchop said: Y reg Ford Galaxy with the seats taken out. Poor girl's camper. You drive standing up?. Not too shabby for a woman driver Link to comment Share on other sites More sharing options...
Stive Pesley Posted March 14, 2016 Share Posted March 14, 2016 Looking for a bit of advice here as my eldest lad has just passed his test aged 20 and wants to get his own car. I'm a completely rubbish Dad when it comes to this stuff as I hate the stress and expense of car ownership and the best thing I ever did was get rid of my car 4 years ago and bought a pushbike instead, so needless to say he doesn't want to hear my advice on the subject! I'm gobsmacked though by the stuff he's telling me - he looked at a £500 15 year old second hand car and the cheapest insurance quote he could find was £1600?! That's with a black box AND with £750 excess. How does anyone afford this? At what point does insurance start to become affordable? Bear in mind that my last insurance premium was £250 before I ditched my car. Is he better off looking at newer cars? A 15 year old banger is inevitably going to die quite soon and not be worth fixing up Link to comment Share on other sites More sharing options...
SaintRam Posted March 14, 2016 Share Posted March 14, 2016 The most economic cars financially in insurance terms are slow, high safety rating, low emissions that you keep in a garage and never drive anywhere. I don't drive myself, but I'm pretty sure that's the criteria Link to comment Share on other sites More sharing options...
RicME85 Posted March 14, 2016 Share Posted March 14, 2016 I would look at a newer car yeah as the cost is likely to be the same so may as well have something worth insuring. Stive Pesley 1 Link to comment Share on other sites More sharing options...
Mostyn6 Posted March 14, 2016 Share Posted March 14, 2016 you're better off getting the car in your name, and have him as a named driver who collects his own no-claims. Link to comment Share on other sites More sharing options...
Stive Pesley Posted March 14, 2016 Share Posted March 14, 2016 1 minute ago, Mostyn6 said: you're better off getting the car in your name, and have him as a named driver who collects his own no-claims. You can't be suggesting that - as it is illegal http://www.moneysupermarket.com/c/news/why-fronting-for-your-child-could-cost-you-dear/0036917/ Makes me laugh "the insurance companies take a dim view of it"...because after all ripping people off is THEIR job not yours! The article does suggest that adding myself as an extra named driver can bring the policy price down (and is legal) so I'll have a look into that Link to comment Share on other sites More sharing options...
LesterRam Posted March 14, 2016 Share Posted March 14, 2016 Car insurance is going up shortly, maybe send a nice email to Mr George Osborne courtesy of the treasury, in six months IPT has gone from 3% to 9% to even higher if stories are true. Link to comment Share on other sites More sharing options...
Animal is a Ram Posted March 14, 2016 Share Posted March 14, 2016 Car insurers still see anyone under the age of 25 as a 'young driver' - read reckless boy racer. I'm 23, no claims/accidents in 5yrs, and still paying over £500 for insurance. Stick yourself on the policy, but if your lad is doing more miles in it, he has to be the main driver. At that age, insurance companies will mostly look at what your car is, rather than what's under the bonnet. Cars like Clios/Corsas/Fiestas are in more accidents, so are more expensive to insure. My insurance is cheaper while driving my current car (an '02 1.8 Toyota Corolla Verso, or dadwagon as its come to be known) than an older 1.2 Corsa. You are indeed correct @LesterRam, my insurance includes 9% IPT. Cheers Mr Osbourne, you ar*e. Stive Pesley 1 Link to comment Share on other sites More sharing options...
RicME85 Posted March 14, 2016 Share Posted March 14, 2016 I pay no insurance on my 1.6 Qashqai Link to comment Share on other sites More sharing options...
LesterRam Posted March 14, 2016 Share Posted March 14, 2016 2 hours ago, RicME85 said: I pay no insurance on my 1.6 Qashqai Ghost cover or motor trade insurance ? Link to comment Share on other sites More sharing options...
Mostyn6 Posted March 14, 2016 Share Posted March 14, 2016 just had to shell out best part of £900 after the turbo went on my BMW E46 320d. I love the car, so had to shell out. Feel a bit gutted now though! Link to comment Share on other sites More sharing options...
LesterRam Posted March 14, 2016 Share Posted March 14, 2016 35 minutes ago, Mostyn6 said: just had to shell out best part of £900 after the turbo went on my BMW E46 320d. I love the car, so had to shell out. Feel a bit gutted now though! Lucky the turbo didn't take out your engine. Link to comment Share on other sites More sharing options...
Mostyn6 Posted March 14, 2016 Share Posted March 14, 2016 27 minutes ago, LesterRam said: Lucky the turbo didn't take out your engine. that's why I got it sorted. Link to comment Share on other sites More sharing options...
swansea ram Posted March 14, 2016 Share Posted March 14, 2016 Thinking of buying a Chrysler 300 with a 5.7 Hemi in it, anyone had a 300, and what are they like. Link to comment Share on other sites More sharing options...
Broderick Posted March 14, 2016 Share Posted March 14, 2016 93 Honda Accord. Broke college student. Link to comment Share on other sites More sharing options...
RicME85 Posted March 14, 2016 Share Posted March 14, 2016 3 hours ago, LesterRam said: Ghost cover or motor trade insurance ? Motability Link to comment Share on other sites More sharing options...
LesterRam Posted March 15, 2016 Share Posted March 15, 2016 8 hours ago, RicME85 said: Motability Oh that doesn't count, you pay through you disability allowance Link to comment Share on other sites More sharing options...
Dale The Ram Posted March 15, 2016 Share Posted March 15, 2016 VW Polo Dune 1st car 800 left in the UK. I have fallen in love with her though Link to comment Share on other sites More sharing options...
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